My Mind on Mortgages

A few ideas worth sharing for June 22, 2017

In THIS EDITION I highlight recent underwriting changes that will help homebuyers with student loan debt qualify for a loan, a case study on Amazon’s customer-centric approach (is your business designed to be customer-centric?), and a list of this summer’s most read books.

Mortgage Rate Update June 19, 2017

Being the father of two children I recently won a toy in a raffle and had the challenge of figuring out which one to give it to.  I gathered my two kids and explained that the one that was most well behaved would win the toy.  So I asked them, “who is most obedient?”, “who […]

A few ideas worth sharing for June 15, 2017

In this edition of “a few ideas worth sharing” I provide a piece written by one of Portland’s top real estate attorney’s entitled, “Top Ten Home Buyer Mistakes”.  Phil Querin has been a great resource of information for me over the years and now he is a great resource for all via his blog. I […]

Mortgage Rate Update June 12, 2017

Nearly 122 years ago 11 golfers showed up at Newport Country Club in Rhode Island and played a 36 hole tournament in one day.  The winner, Horace Rawlins, was the very first US Open medalist and took home $150 for his performance.  This year’s tournament, which begins this Thursday at Erin Hills Golf Course in […]

A few ideas worth sharing for June 8, 2017

In this week’s edition of a “a few ideas worth sharing” I include a fascinating piece on the US income tax system.  It is a short video that was done by Richard Rubin of the Wall Street Journal.  Be sure and watch this if you have any interest in this topic.  I also include another […]

Mortgage Rate Update June 5, 2017

On this day in 1933 Congress enacted a joint resolution that nullified creditors ability to demand gold effectively taking the US dollar off the gold standard.  Also not backed by gold (or even a government) are bitcoins.  The lack of backing doesn’t seem to be impacting its value though.  Had you invested $1,000 in bitcoins […]

Ideas worth sharing for June 1, 2017

In THIS WEEK’S EDITION we address the housing  “bubble” question.  In addition, for those who regularly work with home-buyers be sure to read Phil’s top ten mistake list.  Lastly, James Clear helps us understand how to gain expertise in anything (hint: it’s a lot of hard work!).

Mortgage Rate Update May 30, 2017

In 431 B.C. Athenian general Pericles delivered a speech praising the sacrifice of soldiers who perished in the Peloponnesian War.  This is the first known event in which those who have paid the ultimate price for the benefit of others were honored publicly.  In 1971 the US Federal Government made “Decoration Day” a federal holiday […]

Ideas Worth Sharing for May 25, 2017

You can review my weekly newsletter at THIS LINK.  In this week’s edition I explore a couple headlines Zillow made recently.  First, the CFPB is currently investigating the company for possible RESPA violations.  Second, Zillow is testing a new service in other markets that could disrupt how homes are bought and sold.  Finally, if you […]

Mortgage Rate Update May 22, 2017

Happy sunny Monday!  As you soak up rays this week you might be interested to know that sunlight travels 93 million miles from the surface of the sun to the surface of the Earth in 8 minutes and 20 seconds (all to be blocked by sunscreen). Do you know what else goes fast?  Housing inventory. […]