My Clients on Working with Me:

Evan is polite and professional.  I would recommend him to anyone!

Kudos to you for putting out such an amazing e-mail to your clients!!  You are my new loan officer poster child.  Having the clients aware of what is going on is truly appreciated by those of us in escrow (as well as the clients themselves).

Thanks for the smooth transaction.

Really appreciated the communication!

Awesome Job!  Extremely Efficient & Professional.

Thanks for all the help during the process.  You and your staff were great to work with.  It’s always fun to see and work with people who are really good at what they do.  As I said earlier I’ll gladly recommend people to you.

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Do Bi-weekly payment programs make sense for me?

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How can I refinance my home loan with no closing costs?

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Learn how chasing the lowest APR can actually cost you a lot of money…

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How reliable is my pre-approval?

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The Truth About Mortgage Loan Points

The Latest from My Blog

Mortgage Rate Update May 21, 2015

Mortgage rates are mostly unchanged from Monday’s ‘rate update’.  Although my last couple updates have reported unchanged levels of interest rates there has been volatility in between my posts. Minutes from the most recent Federal Reserve monetary policy meeting were released yesterday and showed that the Fed will continue to be patient in raising short-term […]

Mortgage Rate Update May 18, 2015

Mortgage rates are mostly unchanged from last Thursday’s ‘rate update’.  In fact, mortgage rates improved on Friday but this morning are starting the week higher. There are multiple economic reports related to housing scheduled for release this week.  Tomorrow we’ll get a look at housing starts and building permits.  On Thursday we’ll get a reading […]

Mortgage Rate Update May 14, 2015

Mortgage rates are worse today compared to Monday morning.  Interest rates in the US and Germany closed at their worst levels in five months yesterday. As I highlighted last Thursday the yield on the US 10-year treasury note is still hovering near the 2.25% level.  The last two times yields have drifted to this level […]

Mortgage Rate Update May 11, 2015

Mortgage rates are very similar to the levels we saw on Thursday of last week.  Mortgage rates continued marching higher Monday-Wednesday last week and finally caught a break on Thursday-Friday as we thought might happen.  Unfortunately we are not getting any follow through this morning as yields are trending higher once again. In case you […]

Mortgage Rate Update May 7, 2015

Mortgage rates have had a very difficult run from April 21st to today.  During the past couple weeks mortgage rates have risen by ~.25% and the yield on the US 10-year treasury yield went from ~1.90% to 2.25%. Will rates continue to trend higher or are we in for a reversal soon?  If recent history […]

Mortgage Rate Update May 4, 2015

Mortgage rates remain at similar levels to last Thursday.  After going unchanged for the better part of April mortgage rates increased by .125%-.25% during the last week of the month. A look at the US 10-year treasury yield tells us all we need to know.  From April 27th to today yields rose from 1.92% to […]

Mortgage Rate Update April 23, 2015

Although mortgage note rates are unchanged today the accompanying closing costs have worsened slightly this week. As I have been writing for the past couple weeks interest rates are trading sideways within a tight range.  Currently, the pricing on mortgage rates are at the worst levels since the middle of March (on a historical scale […]

Mortgage Rate Update April 20, 2015

Mortgage rates continue on a sideways path with no meaningful movement up or down.  Might we see some volatility this week?  The economic calendar is very light.  The only meaningful data scheduled for release this week is existing home sales (Wednesday), new home sale (Thursday), and durable goods (Friday). In the absence of significant readings […]

Mortgage Rate Update April 16, 2015

It’s a lot more of the same this morning as mortgage rates have effectively been unchanged for over two weeks now. US interest rates look as if they want to move higher following comments from Federal Reserve Vice Chairman Stanley Fischer.  Earlier he stated that he sees signs of wage pressure building in the economy. […]