My Clients on Working with Me:

Great job.  We were always informed and thoroughly enjoyed working with Evan.

I have to say on record that you guys are the best lending agency I have ever worked with. I have and will continue to tell every one I know,”Mortgage Trust is the best and only company to work with”!!

It was great working with Evan again.  Once again he was on top of everything and we are happy with how quickly everything went!

The Usual great service.  Thanks!

Great Service!  We were kept in the loop during the whole process.  Thanks again!

My wife and I are extremely pleased with the service we have received from you.  You made it easy to buy a house.

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Do Bi-weekly payment programs make sense for me?

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How can I refinance my home loan with no closing costs?

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Learn how chasing the lowest APR can actually cost you a lot of money…

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How reliable is my pre-approval?

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The Truth About Mortgage Loan Points

The Latest from My Blog

Mortgage Rate Update April 16, 2015

It’s a lot more of the same this morning as mortgage rates have effectively been unchanged for over two weeks now. US interest rates look as if they want to move higher following comments from Federal Reserve Vice Chairman Stanley Fischer.  Earlier he stated that he sees signs of wage pressure building in the economy. […]

Mortgage Rate Update April 13, 2015

Mortgage rates have effectively been unchanged for two weeks now. What may throw interest rates off the sideways path?  The economic calendar is busy this week.  Tomorrow we’ll get the latest reading on Retail Sales which has been surprisingly week the past two releases given that gasoline prices are so low. The highlights this week […]

Mortgage Rate Update April 9, 2015

Mortgage rates are unchanged for the week. Minutes from the last Federal Reserve monetary policy meeting were released yesterday and the markets had little response.  If you’ll remember this past meeting was much anticipated because investors were waiting to hear if they’d drop “patient” from the post-meeting statement.  The minutes showed that there was consensus […]

Mortgage Rate Update April 6, 2015

Mortgage rates are more or less unchanged from last week. In case you missed it Friday’s all-important jobs report was much weaker than expected.  The US economy added only 126,000 new jobs whereas analysts had been expecting ~245,000.  On the release mortgage rates improved. However, mortgage rates are having a tough Monday as US stocks […]

Mortgage Rate Update April 2, 2015

Mortgage rates priced better today than they were at the start of the week. All eyes are focused on tomorrow’s all-important jobs report.  As you may recall last month the US economy added 295,000 new jobs which was higher than market expectations.  Mortgage rates initially rose on the headline number but then reversed course a […]

Mortgage Rate Update March 30, 2015

Mortgage rates are more or less unchanged from Thursday’s levels. Earlier today the Commerce Department released its latest reading on the Personal Consumption Expenditure price index.  Also known as “PCE” it is the Fed’s favorite gauge of inflation because unlike the Consumer Price Index it allows for substitutions in the consumption basket (for example, if […]

Mortgage Rate Update March 26, 2015

Mortgage rates are slightly worse than they were on Monday. As I warned in Monday’s ‘rate update’ the US Treasury’s fresh supply of $90 billion in new debt has put upward pressure on rates this week (CLICK HERE to understand why).  Yesterday’s $35 billion auction of 5-year notes was met with soft demand and as […]

Mortgage Rate Update March 23, 2015

Mortgage rates are mostly unchanged from late last week. I am encouraged by the technical outlook for interest rates.  A look at the chart showing the yield on the US 10-year treasury note, which mortgage rates correlate with, reveals that downward momentum is in play and there is plenty of room for rates to move […]

Mortgage Rate Update March 19, 2015

Mortgage rates improved yesterday following the Fed’s monetary policy statement. As was expected the Fed did remove the word “patient” from their statement which gives them the flexibility to begin raising short-term interest rates as soon as June.  It’s important to remember that the Fed does not directly control mortgage rates. One would think that […]

Mortgage Rate Update March 16, 2015

Mortgage rates are unchanged from the end of last week. The main focus this week is on the Fed.  They begin a regularly scheduled two-day monetary policy meeting tomorrow and will deliver a policy statement on Wednesday.  The financial markets are anxious to hear if the Fed repeats the word “patient” in the statement.  There […]