My Clients on Working with Me:

Thanks for all the help during the process.  You and your staff were great to work with.  It’s always fun to see and work with people who are really good at what they do.  As I said earlier I’ll gladly recommend people to you.

Great Service!  We were kept in the loop during the whole process.  Thanks again!

The Usual great service.  Thanks!

My wife and I are extremely pleased with the service we have received from you.  You made it easy to buy a house.

Awesome!

Thank you very much.  We had a very good experience working with you.  Thank you very much for the excellent service; we would definitely recommend you to others.

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Do Bi-weekly payment programs make sense for me?

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How can I refinance my home loan with no closing costs?

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Learn how chasing the lowest APR can actually cost you a lot of money…

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How reliable is my pre-approval?

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The Truth About Mortgage Loan Points

The Latest from My Blog

Mortgage Rate Update July 30, 2015

Mortgage rates are unchanged from the beginning of the week. There is a lot of economic news to cover this morning.  First off, the Fed’s monetary policy statement released yesterday offered little clarity on when the Fed plans to start raising short-term interest rates.  They have scheduled meetings in September, October, and December and at […]

Mortgage Rate Update July 27, 2015

For the most part mortgage note rates are unchanged from Thursday but the accompanying closing costs are slightly less so in fact the rate environment has improved.  We switched to a ‘floating’ position last Monday and since then mortgage rates have improved by roughly .125%. China’s stock market has taken a sharp turn lower this […]

Mortgage Rate Update July 23, 2015

Mortgage rates are unchanged from Monday. Interest rates have been very quiet this week which is in stark contrast to the volatility we saw when Greece was in the throes of negotiating a(nother) bailout. As I stated on Monday it has been a fairly quiet economic news week so mortgage rates have responded to the […]

Mortgage Rate Update July 20, 2015

Mortgage rates are mostly unchanged from Thursday. With the Greek storyline in the rear-view mirror (for now) and a very light economic calendar this week I expect mortgage rates to respond to the stock market and technical trading patterns. The US stock market is expected to respond to 2nd quarter earnings reports from various large […]

Mortgage Rate Update July 16, 2015

Mortgage rates are slightly better today than they were on Monday.  Effectively rates are back in line with where they were right before the Greek bailout deal was announced. Speaking of Greece, worries over Greece exiting the Eurozone in a disorderly fashion are all but erased for now.  Eurozone creditors are in the process of […]

Mortgage Rate Update July 13, 2015

Mortgage rates are slightly higher across the board this morning on news that Greece and its creditors have reached a bailout agreement. Earlier today it was announced that Greece has agreed to terms for an €86 billion bailout.  Greece will have to implement a series of austerity measures which will be tricky given that last […]

Mortgage Rate Update July 9, 2015

Mortgage rates are mostly unchanged from the beginning of the week but we have gotten slight improvements on some loan programs. The interest rate markets continue to respond to global influences including the ongoing Greek saga and China’s stock market. Greek officials have sent a rehashed 3-year bailout proposal to creditors.  Apparently the deal does […]

Mortgage Rate Update July 6, 2015

Mortgage rates are improved to start the week. In case you missed it Greek voters chose to reject additional austerity measures over the weekend which takes Greece and the Euro Zone into uncharted territory.  From here there is uncertainty regarding how this gets handled.  Can a deal still be struck between Greece and its creditors? […]

Mortgage Rate Update July 2, 2015

Mortgage rates are effectively unchanged from Monday. Normally during jobs week I am writing the Thursday ‘rate update’ about the expectations for the all-important jobs report and how the release may impact mortgage rates the following day.  That is because the jobs report is normally released on Friday. However, given that this week is a […]

Mortgage Rate Update June 29, 2015

Although mortgage note rates are unchanged from last Thursday pricing has improved so in fact the overall rate environment is better to start the week. Greece is back in focus for the financial markets today.  Although Greece is not yet technically in “default” they are teetering on the edge.  Negotiations between Greece and its creditors […]