My Clients on Working with Me:

I always appreciate the job you do for my clients- you are the best in the biz…you will always be my ‘go-to-guy’ for mortgages.

Thanks for the smooth transaction.

I am working with you again on my next transaction because of your excellent service–Thanks!

Awesome!

Thanks for all the help during the process.  You and your staff were great to work with.  It’s always fun to see and work with people who are really good at what they do.  As I said earlier I’ll gladly recommend people to you.

This is our second time working with Evan.  He has done a terrific job for us and we would use him again in the future.

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Do Bi-weekly payment programs make sense for me?

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How can I refinance my home loan with no closing costs?

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Learn how chasing the lowest APR can actually cost you a lot of money…

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How reliable is my pre-approval?

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The Truth About Mortgage Loan Points

The Latest from My Blog

Mortgage Rate Update September 18, 2014

Mortgage note rates are mostly unchanged from the beginning of the week but the accompanying closing costs are slightly worse.  Mortgage rates are at the worst levels since the beginning of May. As is often the case, rates for a 30-year fixed rate mortgage have loosely followed the trajectory on the US 10-year treasury yield […]

Mortgage Rate Update September 15, 2014

Mortgage rates are higher across the board compared to a week ago.  The question now is will rates continue to trend higher?  Or will be see them cycle back down. The economic calendar is packed this week.  Of note, we’ll get readings for the Producer Price Index, Consumer Price Index, housing starts, building permits, and […]

Mortgage Rate Update September 11, 2014

Interest rates have risen this week by ~.125% across the board. Next week the Fed will hold its regularly scheduled monetary policy meeting that takes place every 6 weeks.  On Monday afternoon the Federal Reserve Bank of San Francisco released THIS LETTER in which they state that “the public seems to expect more accommodative policy […]

Mortgage Rate Update September 8, 2014

Mortgage rates are essentially unchanged from last week and remain at 2014 lows. Friday’s all-important jobs report disappointed analysts.  It showed that the US economy added only 142,000 new jobs last month.  The markets had been expecting ~220,000 new jobs.  Bad news for the economy is often good news for interest rates. Overseas story-lines continue […]

Mortgage Rate Update August 21, 2014

Mortgage rates are more or less unchanged this week. If my updates are beginning to sound redundant that’s because they are.  The domestic economic data has been relatively strong this week which is normally a bad sign for interest rates. Earlier in the week the Core Price Index showed that prices are stable but inflation […]

Mortgage Rate Update August 18, 2014

Mortgage rates are very attractive.  In fact, dating back 14 months mortgage rates have only been this low on two other occasions (October 30, 2013 & May 30, 2014).  The question is: will they get better? Over the weekend officials from Germany, France, Ukraine, and Russia met in what is being seen as a precursor […]

Mortgage Rate Update August 14, 2014

Mortgage rates are very close to the best levels of the year. For weeks now I have been writing that domestically the US economy appears to be fairly healthy and if it weren’t for international story lines US mortgage rates would likely be higher.  Today is a perfect microcosm of this theme. Earlier today weekly […]

Mortgage Rate Update August 11, 2014

Mortgage rates are unchanged this morning and very near 2014 lows. We went into the weekend ‘floating’ waiting to see if the US stock market might break below an important technical level as I wrote about HERE.  However, stocks recovered on Friday which is making hard for interest rates to improve. The US economic calendar […]

Mortgage Rate Update August 7, 2014

Mortgage rates remain very close to the best levels of the year. As I wrote about on Monday the economic calendar is very light this week so interest rates are responding to technical trading patterns and the stock market.  The one item of interest this week is this morning’s weekly jobless claims.  The report showed […]