My Clients on Working with Me:

“Evan and his team made this such a smooth, clear process for a first time home buyer. I was anxious entering the process, but Evan was always there to answer my many questions and guide me through everything step by step. I would highly recommend Mortgage Trust to any potential home owner.”

“Everyone at Mortgage Trust was wonderful throughout the whole process. Communication within the team, between Mortgage Trust and the title company, and my agent, made the whole process fell so easy + smooth.”

“Amanda + Evan were wonderful. They helped me with my refinance. Their communication was exceptional – responded quickly to all my calls and emails. Thanks you so much for all your help.”

“Evan and [his] team were professional, prompt, and knowledgeable. We were kept informed of our loan progress and never felt out of the loop.”

The Latest from My Blog

Mortgage Rate Update October 17, 2016

Although mortgage rates remain at historically attractive levels October has been a rough month for interest rates. Looking back to June 23rd which is when Britain voted to exit the European Union interest rates slipped as investors sought safe haven for their capital.  By mid-July interest rates had given up half of the gains.  From […]

Mortgage Rate Update October 13, 2016

Mortgage rates have worsened modestly this week.  A look at the yield on the US 10-year treasury shows an increase from ~1.55% in late September to ~1.75% today.  During that time mortgage rates have increased by ~.125%. This morning interest rates have stabilized and are trying to reverse lower as stocks slide.  US stocks are […]

Mortgage Rate Update October 3, 2016

Mortgage note rates are unchanged today but pricing at these levels is modestly worse. It’s a relatively quiet day in the financial markets.  Earlier today a report was released that showed US manufacturing activity slightly stronger than anticipated.  Good news for the economy tends to be bad news for mortgage rates. It’s a new month […]

Mortgage Rate Update September 29, 2016

Mortgage rates are unchanged today. Earlier this morning the Commerce Department released figures for 2nd quarter Gross Domestic Product (GDP).  The report showed the US economy grew at a 1.4% annual clip which was higher than the .8% growth during the first quarter but slower than the ~2% average we’ve experienced during this economic expansion. […]

Mortgage Rate Update September 26, 2016

Mortgage rates remain at improved levels following last Wednesday’s Fed statement. Momentum from the Fed which is favoring mortgage rates may be running out of steam.  A quick look at the yield on the US 10-year treasury note, which mortgage rates loosely follow, shows that rates have improved by ~.125%.  From a technical perspective the […]

Mortgage Rate Update September 22, 2016

Mortgage rates are better today as compared to Monday. There is a lot to cover today. First, the highly anticipated Fed meeting concluded yesterday.  As expected the Fed did not make any changes to short-term interest rates.  However, the Fed did signal to the markets that it is probable that they will hike at their […]

Mortgage Rate Update September 19, 2016

Mortgage rates have traded sideways since the last ‘rate update’ on Thursday of last week. This week’s economic calendar is short on length but long on significance. This morning’s National Home Builder Housing Market Index came in stronger than expected.  We’ll learn more about housing tomorrow when housing starts and building permit numbers are released. […]

Mortgage Rate Update September 15, 2016

Mortgage rates remain unchanged from Monday.  In case you missed it mortgage rates rose by ~.125% the latter half of last week. The economic calendar was full of significant releases today. First off, retail sales softened during the month of August declining by .3%.  This was a larger decline that analysts had expected and is […]

Mortgage Rate Update September 12, 2016

Mortgage rates have inched higher but still remain incredibly attractive from a historical perspective. The financial markets have reacted to recent Fed speeches which have led the public to believe that there is a reasonable case for a rate hike at the next monetary policy meeting which is taking place September 20-21st. Today we heard […]

Mortgage Rate Update September 8, 2016

Mortgage rates are continue to tread water.  Essentially mortgage rates have been more or less unchanged for a month. Speaking of not changing, this morning the European Central Bank (ECB) announced this morning that they would leave their monetary policy stance the same.  The announcement delivered by ECB President Mario Draghi was largely expected.  Here […]