My Clients on Working with Me:

Our loan has been closed and thank you so much for the smooth transaction. We are pleased with the service we have received from you. We appreciate your prompt responses to our questions and your explaining things in great details. Excellence service. Thank you very much!

You’re the best in the business.

Really like the ease of being in contact via email, and the loan progress email that is sent out at least once a week with where we are and what we are waiting on.  Really like the fact that on a Friday, even if there has been no new info there is still an update before going into the weekend.  You guys have done an amazing job.

We could not be happier.  You took cae of our new mortgage completely and everything went perfect.  Thanks again!

Once again you’ve gone the extra mile to make this smooth and easy for us. Thank you!

Thanks for the smooth transaction.


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The Latest from My Blog

Mortgage Rate Update October 20, 2014

After creating new lows on Wednesday of last week rates have risen by ~.125%.  Rates remain very attractive. A “flight-to-safety” is pressuring rates lower.  Since the first US case of Ebola was discovered back on September 30th the S&P 500 has fallen by 5%.  Bad news for stocks is often good news for mortgage rates. […]

Mortgage Rate Update October 15, 2014

‘Rate Update’ on Wednesday?  Mortgage rates have moved sharply lower this morning so I felt compelled to get an update out ahead of tomorrow when I normally send one. Interest rates are currently at their best levels in over 16 months.  Currently, the US 10-year treasury note is trading below 2.00% and mortgage rates have […]

Mortgage Rate Update October 9, 2014

Mortgage rates are approximately .25% better from mid-September and are currently at the best levels of the year. The minutes from the last Fed meeting were released yesterday and were more dovish than the markets were anticipating.  Prior to the release the markets had been expecting the Fed to being raising short-term interest rates in […]

Mortgage Rate Update October 6, 2014

Mortgage rates are mostly unchanged from last week. Despite a stronger than expected monthly jobs report on Friday mortgage rates remain near 2014 lows.  In case you missed it the release showed that the US economy created 248,000 new jobs in September and the unemployment rate fell to 5.9% (from 6.1%). Normally a better than […]

Mortgage Rate Update October 2, 2014

Mortgage rates are mostly unchanged from the beginning of the week.  Rates are currently at the best levels since early September. It’s amazing how accurate technical trading signals can be.  Back on September 18th I recommended a “floating bias” (see HERE) as the yield on a US 10-year treasury note was approaching its 200-day moving […]

Mortgage Rate Update September 29, 2014

Mortgage rates continue to improve after rising in mid-September. If I told you that mortgage rates are benefiting from geopolitical tension this morning you’d likely assume that headlines regarding conflicts in Ukraine or Syria are the cause.  In fact, Hong is grabbing attention this morning. Despite government calls to disperse pro-democracy protesters in Hong Kong […]

Mortgage Rate Update September 25, 2014

Mortgage rates are at their best levels since September 8th. A “flight-to-safety” is helping mortgage rates this morning.  Investors are piling into US-dollar denominated debt in response to concern over the strength of China’s economy and raising tensions between Western countries and Russia.  Geopolitical uncertainty helps mortgage rates remain low. International story-lines are driving interest […]

Mortgage Rate Update september 22, 2014

Mortgage rates have improved modestly from the last ‘rate update’. This morning, Interest rates are benefiting from comments made by a Chinese Government official.  China’s Finance Minister commented that he did not expect to change economic or monetary policies in response to recent weakness in the Chinese economy.  China is the world’s 2nd largest economy […]

Mortgage Rate Update September 18, 2014

Mortgage note rates are mostly unchanged from the beginning of the week but the accompanying closing costs are slightly worse.  Mortgage rates are at the worst levels since the beginning of May. As is often the case, rates for a 30-year fixed rate mortgage have loosely followed the trajectory on the US 10-year treasury yield […]

Mortgage Rate Update September 15, 2014

Mortgage rates are higher across the board compared to a week ago.  The question now is will rates continue to trend higher?  Or will be see them cycle back down. The economic calendar is packed this week.  Of note, we’ll get readings for the Producer Price Index, Consumer Price Index, housing starts, building permits, and […]