My Clients on Working with Me:


Great job.  We were always informed and thoroughly enjoyed working with Evan.

Really like the ease of being in contact via email, and the loan progress email that is sent out at least once a week with where we are and what we are waiting on.  Really like the fact that on a Friday, even if there has been no new info there is still an update before going into the weekend.  You guys have done an amazing job.

Thank you so much for your incredible work helping us secure this financing. We are impressed on all fronts!

My wife and I are extremely pleased with the service we have received from you.  You made it easy to buy a house.

Thanks for the smooth transaction.

The Latest from My Blog

Mortgage Rate Update July 25, 2016

Mortgage rates are basically even with the latter half of last week and .125% off all-time low levels. The Fed will meet for its normal two day monetary policy meeting starting tomorrow with a policy statement released on Wednesday.  There is basically zero chance the Fed will hike rates at this meeting but their comments […]

Mortgage Rate Update July 21, 2016

Mortgage rates are priced modestly worse today as compared to the beginning of the week. Let’s start off with some housing news this morning.  Earlier today, the National Association of Realtors released its monthly existing home sales report for June.  It showed that the pace of existing home sales increased by 3% nationwide compared to […]

Mortgage Rate Update July 19, 2016

‘Rate Update’ woke up late this week so we’re debuting on Tuesday instead of yesterday.  Mortgage rates are unchanged from Thursday of last week. The economic calendar is fairly light this week though the limited number of releases are heavily housing focused.  Earlier today the latest reading for housing permits and housing starts was released. […]

Mortgage Rate Update July 14, 2016

On Monday I switched my outlook to a ‘locking bias’ and that adjustment appears to be timely.  Mortgage rates are priced modestly worse today compared to where we started the week albeit still very near all-time lows. Like last week the US stock market continues to cruise.  The S&P 500 is trading at all-time highs […]

Mortgage Rate Update July 11, 2016

Mortgage rates are now back at the all-time low levels established in November of 2012. Normally when the US stock market rallies mortgage rates suffer.  However, these are not “normal” times.  Following the “Brexit” vote investors around the globe have been seeking “safe haven” in the US financial markets.  As a result, money from around […]

Mortgage Rate Update June 30, 2016

Mortgage rates remain at historically low levels following Britain’s historic “Brexit” vote which took place one week ago. The financial markets are still trying to digest the news and forecast how the next few years will play out.  With the British pound suffering against the US Dollar investors are growing increasingly concerned about the health […]

Mortgage Rate Update June 27, 2016

Unless you live under a rock you are aware of the outcome of Britain’s vote on Thursday last week.  The ripple effect of “Brexit” continues to reverberate through the markets this morning and US interest rates are benefiting. The S&P 500 is off 5.4% from Thursday and the yield on the US 10-year treasury has […]

Mortgage Rate Update June 23, 2016

After hitting 3-year low levels a week and a half ago mortgage rates have risen by ~.125%.  Essentially mortgage rates have correlated perfectly with sentiment surrounding the British vote on whether to remain or separate from the European Union. The polls are currently open as British citizens cast their votes.  Odds makers are currently saying […]

Mortgage Rate Update June 20, 2016

Mortgage rates are essentially unchanged at multi-year low levels. In-out-in-out-in-out…..A week ago I wrote (HERE) about how a poll released over the weekend had indicated a majority of British citizens favoring a “Brexit” from the European Union (EU) and how that helped mortgages rates in the US because of general uncertainty and a “flight-to-safety”. This […]