My Clients on Working with Me:

We could not be happier.  You took cae of our new mortgage completely and everything went perfect.  Thanks again!

I am working with you again on my next transaction because of your excellent service–Thanks!

Evan was wonderful!  Prompt, helpful, and willing to educate us on the loan process.

The transparency and options offered made the decision easy.  Service was excellent, responses were always prompt and very professional.


Even when I ask what appears to me to be a simple question you have taken the time to respond.Trust me if anyone I know should ever ask who I would recommend as a loan company, you are Top of my list.


Do Bi-weekly payment programs make sense for me?


How can I refinance my home loan with no closing costs?


Learn how chasing the lowest APR can actually cost you a lot of money…


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The Truth About Mortgage Loan Points

The Latest from My Blog

Mortgage Rate Update December 8, 2014

Mortgage rates are modestly worse following Friday’s better than expected jobs report. In case you missed it the all-important jobs report released last week showed that the US economy added 321,000 new jobs in November.  This is the strongest reading of the year and well above expectations.  Good news for the economy is often a […]

Mortgage Rate Update December 4, 2014

Mortgage rates are priced modestly worse than they were on Monday but for the most part rates are basically unchanged.  Rates have basically traded sideways this week in anticipation of tomorrow’s all-important jobs report. Current expectations call for ~230,000 new jobs to be announced in the report.  A number that comes in at 230,000 or […]

Mortgage Rate Update December 1, 2014

Since I shifted our outlook to ‘floating’ back on November 13th mortgage rates have improved by .125%-.25% and are currently at the best levels of the year.  Looking back the pattern of watching mortgage rates decline in the 2nd half of the year is very consistent in recent history.  In fact, since 2006 mortgage rates […]

Mortgage Rate Update November 24, 2014

Mortgage rates are unchanged to start this holiday shortened week. US stocks continue to rally making it hard for mortgage rates to improve.  Thankfully mortgage rates have managed to trade sideways as equity prices continue to drive higher. Of the past 28 trading days the S&P 500 has gained approximately 11% and has closed to […]

Mortgage Rate Update November 20, 2014

Mortgage rates are unchanged from Monday.  Mortgage rates have essentially been sideways since the end of October.  Whenever interest rates remain in a tight range for a prolonged period of time we need to be on guard for a break out (for better or worse). The economic calendar was is busy this week. With regard […]

Mortgage Rate Update November 17, 2014

Mortgage rates are unchanged from last Thursday. It’s been a recurring theme over the past couple months here on ‘rate update’.  The US economy appears to be on firm footing which would normally pressure rates higher but international influences continue to support a low interest rate environment. Earlier today Japan reported that their economy contracted […]

Mortgage Rate Update November 13, 2014

Mortgage rates are very similar to where they stood one week from today. The stock market continues to roll along which  makes it difficult for mortgage rates to improve.  Since mid-October the S&P 500 is up almost 10%. Adding to the rally is Wal-Mart Stores that reported better than expected 3rd quarter results earlier today. […]

Mortgage Rate Update November 6, 2014

Mortgage note rates are unchanged but the accompanying closing costs have worsened slightly this week. Mortgage rates have remained near the best levels of the year since mid-October but tomorrow’s all-important jobs report could change all that.  The markets are expecting tomorrow’s release will show that ~250,000 new jobs were created last month.  With the […]