My Clients on Working with Me:

Awesome Job!  Extremely Efficient & Professional.

Kudos to you for putting out such an amazing e-mail to your clients!!  You are my new loan officer poster child.  Having the clients aware of what is going on is truly appreciated by those of us in escrow (as well as the clients themselves).

This is our second time working with Evan.  He has done a terrific job for us and we would use him again in the future.

Thank you SO SO SO much for being so organized, so quick and efficient, for directing us every step of the way—this was almost TOO easy for us! We are so grateful to have had your support and expertise throughout this process. This is a very big/exciting step for us and your diligence and attentiveness was incredibly reassuring….THANK YOU!!

My wife and I are extremely pleased with the service we have received from you.  You made it easy to buy a house.

Thanks for the smooth transaction.

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Do Bi-weekly payment programs make sense for me?

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How can I refinance my home loan with no closing costs?

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Learn how chasing the lowest APR can actually cost you a lot of money…

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How reliable is my pre-approval?

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The Truth About Mortgage Loan Points

The Latest from My Blog

Mortgage Rate Update July 24, 2014

Mortgage note rates are mostly unchanged from and the accompanying closing costs are slightly worse the start of the week. Interest rates continue to move within a fairly tight range.  Domestic economic news continues to want to pressure rates higher.  Earlier today weekly jobless claims were reported at the lowest level since 2006.  Earlier in […]

Mortgage Rate Update July 21, 2014

Mortgage note rates are mostly unchanged to start the week but the accompanying closing costs are modestly lower. Geopolitical tension is helping to keep mortgage rates low here in the US.  Fighting in Gaza City escalated over the weekend between Israel and Hamas. Moreover the political unrest between Ukraine and Russia also escalated over the […]

Mortgage Rate Update July 17, 2014

Although mortgage note rates are unchanged this morning the associated closing costs are slightly worse so in fact locking at the beginning of the week was the correct call.  Overall, mortgage rates have remained fairly stable dating back to the 4th of July holiday. The Census Bureau released data this morning which showed that new […]

Mortgage Rate Update July 14, 2014

Mortgage rates are more or less unchanged this morning. US stocks are off to a hot start this morning responding to better than expected earnings from Citigroup.    Good news for stocks is often a bad sign for mortgage rates. It’s a fairly quiet news day today but there are some important events taking place later […]

Mortgage Rate Update July 10, 2014

Mortgage note rates are unchanged this morning but the accompanying closing costs are modestly lower so in fact the overall rate environment is slightly better today. A new development out of Portugal is causing a global “flight-to-safety” which is helping the outlook for interest rates here in the US.  Earlier today news broke that a […]

Mortgage Rate Update July 7, 2014

Mortgage rates are largely unchanged this morning following last Thursday’s better than expected all-important jobs report. In case you missed it the June jobs report showed that 288,000 new jobs were created.  This was far better than expectations.  Typically, a stronger than expected jobs report causes rates to rise.  However, rates had risen modestly ahead […]

Mortgage Rate Update July 2, 2014

I am sending ‘rate update’ today because the all-important jobs report is due out in the morning and I want to give borrowers a chance to consider the option of locking prior to the release of the report (when its too late). Although mortgage note rates are unchanged the accompanying closing costs are modestly worse. […]

Mortgage Rate Update June 30, 2014

Mortgage note rates are mostly unchanged although the accompanying closing costs are slightly lower. During the 2nd quarter of this year mortgage rates continued to trend lower thanks to weak economic growth in Europe and geopolitical tension in Ukraine and Iraq..  Average 30yr fixed mortgage rates started the year around 4.50% and are now closer […]

Mortgage Rate Update June 26, 2014

Mortgage rates are priced slightly better from earlier in the week (note rates are unchanged). In case you missed it yesterday’s Gross Domestic Product (GDP) release was a stinker.  The report from the Department of Commerce showed that the US economy contracted at a 2.9% annualized pace during the first quarter.  Of course analysts are […]

Mortgage Rate Update June 23, 2014

Mortgage rates are unchanged from last Thursday’s ‘rate update’. The economic calendar is loaded with significant data this week.  Earlier today the National Association of Realtors released its monthly report on existing home sales. Here are a few of the highlights: Nationwide, the number of closed transactions rose 4.9% from last month but remained 5.0% […]